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Dua warga menggugat Kitab Undang-Undang Hukum Perdata (KUHPerdata) ke Mahkamah Konstitusi (MK). Mereka menilai aturan terkait bunga bank dalam KUHPerdata bertentangan dengan konstitusi, sekaligus praktik riba yang diharamkan agama.

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Presiden Direktur PT Bank Central Asia Tbk (BCA) Jahja Setiaatmadja mengatakan, likuditas di Bank BCA terhitung masih memadai sejak bunga acuan BI mengalami kenaikan per Agustus 2022.

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Pemerintah mengimbau kepada perbankan untuk mentransmisikan suku bunga BI ke bunga kredit dengan cepat.

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Ekonom Indef menyatakan Bhima Yudhistira keberadaan bank yang beroperasi di Indonesia idealnya tak lebih dari 90 perusahaan saja.

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Bunga kredit masih betah di level dua digit meskipun trennya mengalami penurunan, sementara tingkat bunga deposito terus terseret ke bawah.

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Rata-rata suku bunga kredit perbankan turun dari posisi 12,92 persen di 2014 menjadi 12,17 persen di 2016.

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