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KPPU Denda 97 Pinjol Rp 755 Miliar di Perkara Kartel Bunga

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KPPU memutuskan perkara kartel bunga pinjaman online (pinjol).

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Saat ini tersisa hanya 1 perusahaan peer-to-peer lending atau pinjaman online yang belum mengikuti aturan bunga baru yang berlaku sejak 1 Januari 2024.

Masuk Penyelidikan, KPPU Panggil 44 Perusahaan Telusuri Dugaan Kartel Bunga Pinjol

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KPPU telah selesai melaksanakan penyelidikan awal atas dugaan pelanggaran yang dilakukan oleh pelaku usaha pinjol yang tergabung dalam Asosiasi Fintech Pendanaan Bersama Indonesia (AFPI).

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Dengan bunga 0,4 persen, bunga pinjol per tahun bisa mencapai 144 persen atau 1,4 kali dari pokok pinjaman.

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Komisi Pengawas Persaingan Usaha (KPPU) mulai melakukan penyelidikan awal soal dugaan pengaturan penetapan bunga pinjaman online oleh asosiasi pinjol.

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Terdapat paltform atau perusahaan pinjol yang biaya layanan tinggi tapi biaya bunganya rendah. Ada juga biaya bunganya tinggi, namun biaya layanan rendah.

Asik, Bunga Pinjol Bakal Turun Jadi 0,3 Persen

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Otoritas Jasa Keuangan berencana untuk menurunkan bunga layanan finansial teknologi (Fintech) P2P Lending menjadi 0,3 persen hingga 0,5 persen per hari yang saat ini maksimal 0,8 persen.

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Prioritas OJK adalah memastikan perusahaan fintech mewajibkan keterbukaan informasi terhadap calon peminjam.

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